Keep A Record, Be Protected
In order to be fully compensated for the contents of your dwelling in case of fire, you need to keep some form of documentation of what those contents are. A written list is ideal, but even a detailed video walkthrough can be helpful if tragedy strikes. Just remember to keep a copy of the tape off site.
Farm Coverage Checklists
When you get your renewal, please take time to check it over:
- Your correct full name as Insured (spelling, etc)
- Your Locations; including legal description, mailing address and postal code; emergency location number and e-mail address (if available)
- Proper description, measurements of ALL buildings insured
- Model number and description of all equipment insured (farming, computer, etc.)
- Do you have a woodstove or pool? Tell your broker!
- Have you asked your broker about our discounts on premiums? Including alarm and claims free, etc…
- Keep a list ? receipts of items of value, as this will help in a claims situation
- Ask your broker about specific Insurance Limits on certain items
