Changes to Ontario Auto Insurance
Give You More Choice
On September 1, 2010, changes are coming to auto insurance in Ontario.
Additional Accident Benefit choices will allow you to customize your policy to suit your needs.
These choices will give you greater influence over the price you pay for insurance.
Pricing will vary based on the benefits you purchase.
WHAT'S NEXT
The reforms and new cholices take effect September 1,2010.
Your policy will remain unchanged until your next renewal. At that time, you'll be provided with more information on the changes and your options.
After September 1, 2010 you can also choose to make changes to your policy prior to its renewal date.
FOR GENERAL INFORMATION ABOUT CHANGES TO AUTO INSURANCE IN ONTARIO, CONTACT
Consumer Information Centre
telephone (416) 362-9528 Toll free 1-800-387-2880
or
Financial Services Commission of Ontario
Telephone (416) 250-7250 Toll free 1-800-668-0128 TTY (416) 590-7108, 1-800-387-0584
Home-Based Business Insurance
WHAT IT DOES
- Fills the gaps over the normal coverages provided by personal insurance
- Ask your agent/broker for more details if you have an office in your home, are a dressmaker or making crafts for resale; do in-home parties or catalogue sales.
EQUIPMENT COVERAGE
- Replacement cost coverage
- Theft coverage included
- Optional mechanical breakdown of computers
- Electrical surges by power interruption
LOSS OF INCOME
- Replaces business income lost as a result of insured damage to property (less expenses which do not continue)
CRIME COVERAGE
- Contents including cash
STOCK COVERAGE
- Optional Theft coverage
- Market value for stock on shelves
OTHER COVERAGES
Other benefits available in limits of $5,000 or $10,000
- Pollution coverage
- Valuable papers & records
- Extra expense
- And more .......
LIABILITY COVERAGE
Commercial Liability that covers:
- Your home office premises
- Injuries caused by your products
- Tenants Legal liability if you rent space for an exhibit or other building
- Non-owned auto liability
