Slow Down, Be Sensible
Going easy on the gas pedal saves you money in two ways. First, at the pump: slower driver means better mileage, so you'll need to buy less gas. Second, in your premiums: fewer speeding tickets means lower premiums on your next car insurance policy.
ATV Insurance
REGISTRATION
- All off-road motorized vehicles must be registered with the Ministry of Transportation - even if operated only on your premises. A one-time fee is payable at a Driver and Vehicle Licensing Issuing Office. A license plate is provided, together with mounting instructions.
- Off-road vehicles may not be registered to anyone under 16. ATV's used only in rallies and exhibitions sponsored be certain organizations do not require registration.
IMPLEMENTS OF HUSBANDRY
- Self-propelled implements of husbandry do not require registration under the Off Roads Vehicle Act. They are defined as a vehicle designed to perform, or permanently altered to perform, a single specific agricultural function.
- ATV's are designed primarily for recreation use and even though they may have attachments for agricultural operations, these attachments are not deemed to be permanent. ATV's which are designed as utility vehicles are regarded as useable for other purposes and therefore must be registered.
OPERATION ON PUBLIC ROADS
- It is unlawful to operate any off-road vehicle on any public roadway, street or highway. This includes the entire area between the boundary lines of adjacent property-including ditches. There are some exceptions:
- An ATV may be driven across certain roads
- Vehicles with three or more wheels may be driven along a public road by a farmer engaged in a farming activity or by a licensed hunter or trapper while hunting or trapping provided:
- The ATV is registered and its permit is carried by the driver.
- The ATV is insured on a vehicle liability policy and that driver carries proof of such insurance.
- The driver is a holder of a valid drivers license which must be in the drivers possession.
- A slow-moving vehicle sign must be displayed on the rear of the vehicle.
JOINT RESPONSIBILITY
- Both the owner of the ATV and the operator are responsible for any violations of the Act and both are liable for any injury or property damage caused by the vehicle.
DRIVER REQUIREMENTS
- Persons under twelve years of age are not permitted to drive an ATV except on land occupied by the vehicle owner and while under close supervision of an adult. If crossing or operating an ATV on a road- when permitted as previously described-the driver must be in possession of a valid driver's license.
- Helmets meeting the standard of the Act must be worn when operating an ATV on premises other than property owned by the vehicle owner.
NOTE:
This material is provided for information and illustration purposes only. For more information, obtain your own copy of the official Off Road Vehicles Handbook available at a Driver Examination Office or Vehicle License Issuing Office near you.
